1. Agreement to These Terms
These Terms of Service govern your access to and use of the website operated by Bequest Marketing LLC, a Florida limited liability company (“Bequest,” “we,” “us,” or “our”), including all landing pages, forms, calculators, and scheduling tools (the “Site”). By accessing or using the Site you agree to be bound by these Terms. If you do not agree, do not use the Site.
2. Description of Services
Bequest provides appointment generation services to mortgage brokers and lending professionals. We operate advertising campaigns, speak with prospective borrowers by telephone, apply qualification criteria, and schedule appointments on a client’s calendar.
The Site is marketing material, not a contract for services. Nothing on it constitutes an offer capable of acceptance. Fees, service levels, replacement policies, volumes, and every other commercial term are set out only in a separate written agreement signed by both parties. Where anything on the Site conflicts with that agreement, the signed agreement governs.
3. Eligibility
You must be at least 18 years old and able to form a binding contract to use the Site. If you use it on behalf of a company, you represent that you are authorized to bind that company.
4. Acceptable Use
You agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable regulation
- Submit false, misleading, or third-party information without authorization
- Copy, scrape, harvest, or systematically extract content or data from the Site
- Attempt to gain unauthorized access to the Site or any connected system
- Interfere with the operation of the Site or introduce malicious code
- Reproduce or republish Site content without our prior written permission
5. Intellectual Property
The Site and its contents — including text, layout, graphics, the Bequest name, and the Bequest wordmark — are owned by Bequest Marketing LLC and protected by intellectual property law. We grant you a limited, revocable, non-exclusive licence to view the Site for the purpose of evaluating our services. No other rights are granted.
6. No Earnings Claims or Guarantee of Results
Bequest publishes no performance figures and makes no representation about the results any client will obtain. Appointment volume, borrower quality, attendance, conversion, and revenue all depend on factors outside our control, including your market, your licensing, your experience, your responsiveness, and prevailing lending conditions.
The revenue calculator on this Site is an illustrative arithmetic tool and nothing more. Every value it produces derives from figures you enter yourself. Its default values are arbitrary starting positions, not averages, benchmarks, or typical results, and the output is not an income claim, an earnings projection, a forecast, or a guarantee. Any loan amounts, calendars, or scenarios shown elsewhere on the Site are illustrations of how the service works, not records of delivered results.
The $300,000 figure referenced on the Site is a minimum qualification threshold we apply before scheduling an appointment. It is a screening rule, not a statement of average or expected loan size.
7. Third-Party Services and Links
The Site may link to or rely on services operated by others, including scheduling, analytics, and advertising platforms. We do not control those services, are not responsible for their content or availability, and your use of them is governed by their own terms.
8. Form Submissions and Communications Consent
By submitting your information through the Site, you confirm that the information is accurate and that you are authorized to provide it. You consent to be contacted by telephone, email, and text message at the details you supply, including by automated dialing technology, in relation to your inquiry. Consent to receive marketing communications is not a condition of any purchase. You may withdraw consent as described in our Privacy Policy, which is incorporated into these Terms by reference.
9. Disclaimer of Warranties
The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free, or that any information on it is complete or current. Nothing on the Site constitutes legal, financial, tax, or lending advice.
10. Limitation of Liability
To the fullest extent permitted by law, Bequest Marketing LLC and its members, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or relating to your use of the Site, whether based in contract, tort, strict liability, or any other theory, even if advised of the possibility of such damages.
To the fullest extent permitted by law, our total aggregate liability arising out of or relating to the Site will not exceed one hundred United States dollars ($100.00). Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
11. Indemnification
You agree to indemnify and hold harmless Bequest Marketing LLC and its members, officers, employees, and agents from any claim, demand, loss, liability, or expense, including reasonable attorneys’ fees, arising out of your use of the Site, your violation of these Terms, or your violation of any law or the rights of a third party.
12. Termination
We may suspend or terminate your access to the Site at any time, without notice, for any reason, including breach of these Terms. Sections 5, 6, and 9 through 14 survive termination.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. You agree that any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction of those courts and waive any objection to venue.
14. Changes to These Terms
We may revise these Terms at any time. The effective date at the top of this page shows the current version. Your continued use of the Site after a revision constitutes acceptance of the revised Terms.
15. Force Majeure
We are not liable for any failure or delay caused by events beyond our reasonable control, including acts of God, natural disaster, hurricane, war, terrorism, civil unrest, labour dispute, utility or telecommunications failure, or government action.
16. Assignment
You may not assign or transfer these Terms without our prior written consent. We may assign them freely, including in connection with a merger, acquisition, or sale of assets.
17. Severability and Waiver
If any provision of these Terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary and the remaining provisions will stay in full force. Our failure to enforce any provision is not a waiver of it.
18. Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Bequest Marketing LLC regarding the Site, and supersede all prior understandings about its subject matter. They do not supersede any separate signed services agreement between us, which governs the services themselves.
19. Contact Us
Bequest Marketing LLC
7901 4th St N, STE 300
St. Petersburg, FL 33702
United States
Email: info@bequestgrowth.com